Conduct small business research before extending credit

Check a business



Manage your small business’s credit risk. Reduce liability. Detect possible fraud.

Experian’s small business research reports make it easy to find a variety of information about any business in our database of more than 22 million companies. Precise and unbiased credit reports from Experian offer you the vital facts and figures required for making powerful business decisions. We offer several business reports to choose from. The chart below presents what data might be available and how it helps you:

What you may get: How it helps:
Business background information Tells you if a business is a registered corporation with the state, whether it has paid the state any fees owed and if the business is active or inactive.

Comprehensive financial information Protect your money and reduce liability and fraud.

Credit risk factors Avoid surprises from current customers when you review them for credit increases.

Fictitious business names Fictitious business names Make sure you know the real name and address of the business owners.

Banking, trade and collection history Know what to expect based on an account's historical business practices.

Past liens, judgments, business registrations and bankruptcies Quickly determine whether you can confidently make a credit decision concerning a new customer or if further investigation is needed.

Uniform Commercial Code (UCC) filings Easily assess the business credit risk of a potential new customer based on the collateral (such as equipment, real estate, inventory and account receivables) that customer used to obtain credit.

Know your customers inside and out with small business research reports from Experian.